Let Dave Fitzpatrick provide you with a professional mortgage service saving you time and money by shopping the mortgage marketplace for the best available products at the lowest rates possible.

I work flexible hours and can accommodate your busy schedule by meeting you at your home or office. Unlike your bank representative, I am independent of any specific financial institution, so I work for YOU! I take the time to get to know what is most important to you, so I can recommend a mortgage that "fits." I then shop the market for the best value in a mortgage product, one that not only has the lowest rates but also offers the right balance of security and flexibility.

But the best product and pricing are not enough! As your personal mortgage advisor I work with you to make the process of getting a mortgage as smooth and problem-free as possible. Best of all, for the vast majority of clients, my services are free of charge because I am paid by the lenders.

I also specialize in private mortgage lending primarily consisting of second mortgages on residential and commercial properties in BC and Alberta. I match individual mortgage opportunities with individual private investors. For more information on private lending or about Investing in Mortgages, visit the Investors section.

• High ratio and conventional residential mortgages at the most competitive rates available in Canada including the best Variable Rate Mortgages in the market.
• Very competitive mortgage financing packages for self-employed individuals who cannot satisfy bank income qualification requirements.
• Private second mortgage lending for borrowers who either do not qualify for a large enough bank rate first mortgage or who choose not to make a change to their current first mortgage situation.
• Mortgage financing for borrowers with credit history problems including previously discharged bankrupts.

Please feel free to contact me for more information,
or get your mortgage application process started right away
by applying online!